Texas Medigap plans were designed to fill the gaps in coverage left by Medicare insurance. There are ten plans that fall into Texas Medigap insurance. All ten plans are regulated by the federal government and fill different numbers of the coverage gaps in Medicare. If you would like to get a Texas Medigap quote for any of the plans please fill out the form on the side of this page.
There are Ten different Texas Medigap plans but we are only going to cover the six most popular. If you would like more information on the other four plans please fill out the form to the left for a Texas Medigap quote and one of our independent agents will be happy to walk through the information about the other four plans. There are up to nine coverage gaps that are filled by the different plans. The six most popular plans cover:
Plan A will cover you Medicare Part A coinsurance for hospitals and hospice, your Medicare Part B coinsurance of 20%, and the cost for the first three pints of blood if you were in the hospital.
Plan C will fill the same gaps as plan A, but also covers the Medicare Part A and Part B deductibles of $1,156 and $140 respectively, the coinsurance for Part A skilled nursing care, and foreign travel emergency costs.
Plan D is just like plan C except that it will not cover the Medicare Part B deductible.
Plan F will cover all the gaps that plan C does but will also cover any excess charges a physician may charge above the Medicare approved amount.
Plan G is just like plan F except that it will not cover the Medicare Part B deductible.
Plan N mirrors plan G except you have some doctor’s office visits you will have to pay a copay of $20 and if you were sent to the emergency room but not admitted into inpatient care you would have a copay of $50.
The premiums for any of the Texas Medicare supplement plans are very different depending on where you live, how old you are, your gender and your health. This Means that if you had four people that were all the same age, same health, and same gender but one needed a Dallas Medigap plan, one a Houston Medigap plan, another a San Antonio Medigap plan and the fourth an Austin Medigap plan they could all end up with different rates. The same could be true if you change any of the other three variables listed above. The only way to get a clear picture of what your personal costs will be is to get a free customized Texas Medigap quote. You can do this by filling out the form to the right of this page and one of our helpful agents will be eager to assist you with understanding what the best option is for you.